Driving Without Insurance

It is an offence for an individual to drive a mechanically propelled vehicle on a road or other public place without being covered by a policy of insurance protecting against third party risks. Driving without insurance will normally be dealt with by way of a fine and the endorsment of between 6 and 8 penalty points.

There are a number of possible defences to a charge of driving without insurance. Our solicitors have the expertise to advise as to whether you have a defence or not. Even if you were not insured at the time of the offence it is still possible to avoid penalty points. Special reasons can be argued where you were driving under an incorrect but honest belief that you were insured. If successful then no points will be endorsed upon your licence. Please see our separate special reasons section for further information in this regard.